FLM Sickness Fund

See your benefits in the FLM sickness fund.

By entering age and monthly salary below, information about benefits in salary insurance, life insurance, sickness insurance, and health insurance from the FLM sickness fund can be obtained.

This does not constitute a personal summary of a member’s insurance coverage. The specified information about benefits has no legal significance and serves solely the purpose of providing general information about possible benefits from the FLM sickness fund based on age and monthly salary.

Calculate your benefits

Health insurance
0 kr.
Health insurance for each member's child
0 kr.
Health insurance
0 kr.
Salary insurance
0 kr. per month for up to 9 months for a member (however, benefits are not paid for the first 3 months of incapacity for work)
Health insurance
0 kr.
  • General: The condition for entry into FLM is that a membership application has been signed and submitted to the association. The minimum age for entry into FLM is 18 years. The maximum age for entry into FLM is 64 years. A special condition for the payment of death benefits from the FLM sickness fund is that a minimum of 12,000 ISK in premiums must have been paid into the FLM sickness fund, in the last 12 months prior to a member's death.
    If more than 90 days elapse between premium payments for a member's membership, their right to benefits from the FLM sickness fund is forfeited. The protection of salary insurance and life insurance from FLM expires at the end of the year in which the member reaches the age of 66. The protection of FLM's illness insurance expires when the member turns 60 years old (based on the birthday).
    The protection of health insurance expires when the member turns 60 years old.
  • Salary insurance for accidents and illnesses of children: Salary compensation is paid for up to 6 months for accidents and illnesses of a member's children under the age of 16 (however, benefits are not paid for the first 30 days).
  • Illness insurance for each member's child: Illness insurance is valid for children of members from the age of 3 months to 18 years. See the terms and conditions of the illness insurance for more details.
  • Member's health insurance: Benefits are not paid for an illness that first showed symptoms within the first three months after the membership in the Key Personnel Association took effect. No disability benefits are paid if disability is assessed at less than 25%. If a member has received benefits from FLM's group illness insurance for the same illness or is entitled to such benefits, the benefits from the health insurance shall be reduced by an amount equal to half of the benefits of the illness insurance. See the terms and conditions of the health insurance for more details.
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